
Accidental Death also known as Double Indemnity - in the event of a claim, the policy normally pays double the face amount if death was a result of an accident (may be called multiple indemnity rider, paying multiple times face amount). Normally, this is of lower cost per $1,000.00 than the base policy and is payable only if death occurs before a specific age and within 90 days of the accident. It does not add any additional values to the base policy. This rider may generally be added to any type of individual life policy.
** Check with your local insurance professional - if you would like help in California, please contact my office.
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