Writing about incapacity is one thing. Experiencing it, even secondhand, is quite another.
My father suffered a devastating stroke last year while visiting his sister in Florida. During the final four months of his life, this once bright, capable man couldn't decide anything more complicated than what color shirt to wear on a given day. Every other decision regarding his life -- what he ate, how his bills were paid and how hard his caregivers should fight to keep him alive -- had to be made by others.
Most Americans don't have wills, but that's not the crisis that many in the estate-planning industry would have you believe. With a few exceptions, which we'll talk about below, most people's quality of life won't be much improved by a will. READ MORE
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